How Can a Bankruptcy Attorney Help Me?

It’s important to get help if you are considering bankruptcy or have made up your mind to file. A bankruptcy lawyer in Glendale can lessen the complexities of filing for bankruptcy, and show you how to file for chapter 7 bankruptcy, which can be as complicated to file as a chapter 13 bankruptcy. If you choose to file for a chapter 13 bankruptcy, a bankruptcy lawyer in Glendale will be sure chapter 13 bankruptcy is explained to you fully.

When considering filing for bankruptcy, you will want to be sure you maximize the benefits while limiting any confusion or apprehension. Filling out paperwork and ensuring you meet every requirement is hard to do on your own, with confidence that you have done it all correctly. An experienced bankruptcy attorney has gone through this process many times in the past, and gives you your best chance at success when filing.

Choosing an experienced bankruptcy lawyer in Glendale means you are more likely to put your financial problems in your past, quickly.

Chapter 13 Bankruptcy Explained

Once completed, a Chapter 13 bankruptcy eliminates nearly all of your debt.

If you do not qualify for a Chapter 7 and are able to make some payments, and do not want to lose your nonexempt (unprotected) property in a Chapter 7 bankruptcy, a Chapter 13 bankruptcy gives you a break from crushing debts and payments with a plan payment that is based on your ability to pay, and, after the plan is completed, a discharge of all remaining eligible debt.

A chapter 13 bankruptcy is explained simply as debt reorganization. Your bankruptcy lawyer in Glendale will work with you to create a payment plan, and you will make manageable monthly payments to your creditors. With this plan, you will repay your debts and still be able to keep your assets such as your home or car.

How to File for Chapter 7 Bankruptcy

Chapter 7  bankruptcy erases nearly all of your debts.

Chapter 7 is not as complex as a Chapter 13, but you do stand the chance of losing some property. If you are hoping to file for chapter 7 bankruptcy you will have to meet certain requirements, based on your income and other considerations. A bankruptcy attorney can explain the requirements to you, in depth, and help you sort out other options if you do not qualify.

Having an experienced bankruptcy attorney on your side can mean the difference between a successful bankruptcy filing, or continuing to experience the stress of financial problems.

Remember — if you need a chapter 13 bankruptcy explained, or any other aspect of filing for bankruptcy, contacting a bankruptcy lawyer in Glendale is your best option to make a fresh start.


This blog is intended as a general discussion of legal issues and not as a statement of fact, legal advice or a legal opinion. No attorney-client relationship is created by this blog. Do not act or rely upon law-related information in this communication without seeking the advice of an attorney licensed to practice in the relevant area.

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